India's First Coalition Loyalty for Local Commerce

Earn Rewards at One Shop.
Redeem at Any Shop.

RynoWallet connects local shops into a shared loyalty network. Merchants issue RynoCoins (1 coin = 1 INR discount). Customers earn everywhere and redeem anywhere. No hardware. No app download.

Free to issue coins No hardware needed Setup in 5 minutes
RynoCoin

284

RynoCoins Balance (= 284 INR)

Kirana Express+50 RC
QuickMart+40 RC
Redeemed at Bakery-30 RC

The Problem

Local Shops Are Losing Customers Every Day

Quick commerce apps deliver in 10 minutes. Big retail chains offer loyalty programs. Your local kirana store, pharmacy, and grocery have no retention tool beyond personal relationships.

12M+

Kirana stores in India with zero loyalty infrastructure

67%

Customers switch to online for convenience, not price

82%

Customers would stay if rewarded for loyalty

0

Affordable coalition loyalty tools available for small shops

Quick Commerce Threat

Blinkit, Zepto, and Swiggy Instamart are pulling your most frequent buyers away with 10-minute delivery and deep discounts.

No Retention Tools

Unlike Reliance or D-Mart, small shops cannot afford point-of-sale loyalty systems, card printers, or dedicated mobile apps.

Isolated Points Are Useless

Even if a shop starts its own points program, customers earn too slowly at one store to ever care about redeeming.

RynoWallet solves this with coalition loyalty -- one shared coin across all local shops.

How RynoWallet Works

Three simple steps for merchants. Zero friction for customers.

1
Customer Pays Normally

Customer pays their bill via UPI, cash, or card as usual. No change to the payment process.

2
Merchant Issues Coins

After payment, merchant opens the web portal and issues RynoCoins based on bill amount. Takes 10 seconds.

3
Customer Earns and Redeems

Customer accumulates coins from all shops. Redeems for instant discount at any shop in the network.

Seamless Integration

It's like UPI for Reward Points

Just as UPI made money transfer universal across all banks and apps, RynoWallet makes loyalty points universal across all local shops. One standard. One coin. Accepted everywhere in the network.

You do not need to replace your billing software, install new hardware, or change how you operate. RynoWallet works alongside your existing setup. Issue coins from any browser after your normal billing process.

The UPI Analogy

UPI
Universal Payments
RynoWallet
Universal Rewards

UPI unified payments across banks. RynoWallet unifies rewards across shops.

Works With Your Existing Setup

Any Browser
Chrome, Safari, Firefox
POS Systems
Via REST API
Billing Software
Tally, Vyapar, Khatabook
WhatsApp
Bot (Coming Soon)
QR Codes
Print & Display
REST API
Developer Friendly
Custom Website
Embed Widget
E-Commerce
Shopify, WooCommerce

No integration required to start. Use the web portal directly. Integrate later when you scale.

Two Ways to Use RynoWallet for Merchant

Choose the model that fits your business. Switch anytime.

Closed Loop (Platform Only)

Issue your own branded coins under your shop name. Customers earn and redeem only at your outlets. Fully white-labeled. Free to use, no subscription needed.

  • Your brand, your coins
  • No interoperability with other shops
  • Free forever, no subscription
Learn More

RynoWallet Network (Open Coalition)

Join the shared network where 1 RynoCoin = 1 INR. Your customers earn coins at your shop and redeem at any participating shop, and vice versa.

  • Cross-shop rewards
  • Get new customers from other shops
  • Plans from 299 INR/month
View Plans

Day in the Life

How a Merchant Uses RynoWallet

No training needed. No complex workflows. Just three taps on your phone browser after each customer payment. Here is what a typical day looks like for a kirana store owner on the RynoWallet network.

Total daily time spent on RynoWallet

3-5 minutes

For a shop with 20-30 daily customers

9a
9:15 AM -- First customer
Mrs. Sharma buys groceries worth 850 INR
She pays via Google Pay as usual. You open the RynoWallet merchant portal, type her phone number, enter 850 as bill amount and 15 as coins. Tap "Issue." Done in 8 seconds. She gets a notification: "+15 RynoCoins credited."
11a
11:30 AM -- Redemption
Ravi wants to use 50 RynoCoins on a 420 INR bill
He shows his QR code. You scan it, see his balance is 73 RC. Enter 50 coins to redeem. His bill drops to 370 INR. He pays 370 via UPI. The 50 RC is settled to you at month end. You also issue him 8 RC for the 420 INR purchase.
3p
3:00 PM -- New customer walks in
Priya earned 40 RC at the pharmacy next door
She sees your shop is also on RynoWallet (sticker on your door). Comes in to redeem 20 RC on a 300 INR purchase. You just acquired a new customer without spending a single rupee on advertising. The network brought her to you.
8p
8:00 PM -- End of day
Quick dashboard check
You glance at your dashboard: 180 RC issued today, 70 RC redeemed, MIR ratio at 0.4x (healthy). Monthly redemption used: 12%. All good. Close the shop. The loyalty program runs itself.

Built for Every Local Business

From kirana stores to fashion boutiques, RynoWallet works for any shop that wants repeat customers.

Kirana Stores

Compete with quick commerce by rewarding loyalty.

Learn more
Grocery

Drive weekly visits with accumulating rewards.

Learn more
Pharmacy

Retain patients with prescription loyalty.

Learn more
Fashion and Retail

Drive repeat purchases with branded rewards.

Learn more

How RynoWallet Compares

See why coalition loyalty outperforms every alternative for local shops.

FeaturePunch CardsStore AppCashback AppsRynoWallet
Setup costLow50K-2L INRFreeFree
Hardware neededCards, stampsTablets, printersNone None
Customer app downloadN/ARequiredRequired Not needed
Cross-shop earningLimited Full network
New customer acquisition Via network
White-label option Closed Loop
Works on any phoneN/ASmart onlySmart only Any browser
Time per transaction30-60 sec20-30 secN/A10 seconds

Built for Trust, Built for India

Designed from day one for Indian local commerce. Every feature is built for the realities of neighborhood retail.

Secure Transactions
Every coin movement is audited with full trail
Fair MIR Rules
Minimum Issuance Ratio keeps the network balanced
90-Day Expiry
Coins expire in 90 days, reducing long-term liability
Works Offline-First
Designed for low-bandwidth Indian mobile networks
Built for Bharat
Simple UI that any shopkeeper can use in seconds

1:1

RynoCoin = INR Value

5 min

Merchant Setup Time

0

Hardware Required

90 days

Coin Validity

Ready to Grow Your Repeat Business?

Join the RynoWallet network today. Free setup, no hardware, no commitment.